Credit Sergeant
Fix your credit. No hype. No gimmicks.
Your drill sergeant for DIY credit repair. Log every negative item, mail the right dispute letters yourself, and keep every 30-day deadline in line.
Self-help software. You stay in control.
The mission, in 3 steps
Find it
Pull your free reports and log every negative item — or import your report PDF.
Write it
Pick the right letter in seconds. Filled in from your details, fully editable.
Track it
Mail it yourself. The 30-day clock starts and reminders keep you on schedule.
Everything in the kit
Tools that do the heavy lifting
Dispute rounds
Round 1 to 3 timeline with the next letter suggested.
8 letter types
Validation, disputes, method of verification, goodwill and more.
AI dispute summary
Paste your notes, get clear, factual talking points.
Report import
Upload a PDF; review draft items before saving. Never stored.
Deadline reminders
Notifications even when the app is closed.
Utilization calculator
See exactly what to pay down to get under 30% and 10%.
Payoff planner
Snowball vs avalanche, month by month.
Collector call log
Record every contact and spot issues to review.
Video lessons
Short, plain-talk training from the channel.
Pick your kit
Pricing
Software to do your own credit repair. You send the letters. You stay in control.
Free
$0
- 1 negative item and 1 letter
- Full dashboard and rank
- Utilization calculator
- Video lessons
Pro
$9.99/mo or $39.99/yr
- Unlimited items, letters and deadlines
- Dispute rounds and all letter types
- Report import and AI summaries
- Payoff planner and call log
- Bureau progress board